Which of the following is a basic element of negligence in a tort case?

Study for the CII Insurance Law (M05) exam. Enhance your preparation with quizzes featuring multiple choice questions, detailed hints, and explanations. Get ready to ace your test!

The correct answer is that a basic element of negligence in a tort case is the duty of care. This legal concept refers to the obligation that individuals have to act with a certain standard of care toward others to prevent harm. If a person's actions fall short of this standard and cause injury or damage to another party, they may be found negligent.

In negligence cases, establishing the existence of a duty of care is fundamental. The plaintiff must demonstrate that a relationship existed between the parties that created this obligation. For example, drivers owe a duty of care to other road users to operate their vehicles safely. If a driver fails to uphold this duty and a collision occurs as a result, the driver may be held liable for negligence.

Intent to harm is not a requirement for negligence; rather, it is more associated with intentional torts. Similarly, voluntary assumption of risk relates to situations where a person knowingly exposes themselves to danger, which can lead to a defense against negligence claims rather than an element of negligence itself. Public policy considerations can influence the court's interpretation of duty and liability but do not serve as basic elements in the establishment of negligence. Understanding the duty of care is crucial for grasping the broader framework of tort law.

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