Which act imposes statutory control over the wording of consumer insurance policies in English law?

The correct answer is the Consumer Rights Act 2015, which introduces principles designed to ensure that consumer contracts, including insurance policies, are fair and transparent. This act specifically addresses the rights of consumers in relation to goods and services, which includes the regulation of terms that may not be fair to consumers.

While the Insurance Act 2015 plays a significant role in clarifying terms and improving the fairness of insurance contracts, it does not impose statutory control over the wording of consumer insurance policies in the same way that the Consumer Rights Act does. The Insurance Contracts Act 1982 and the Consumer Protection Act 1987 also focus on different aspects of consumer rights and industry practices but do not provide comprehensive statutory control over the wording of consumer insurance policies.

Thus, understanding the Consumer Rights Act 2015 highlights the framework that ensures consumer-friendly policies and practices, solidifying its role in regulating insurance contract wording in English law.