What current UK legislation provides some statutory control over insurance policy wording?

The correct answer is the Consumer Rights Act 2015, as this legislation was specifically designed to enhance consumer protection in various sectors, including insurance. The Act provides safeguards against unfair terms in contracts, which applies to insurance policies as many consumers may not have the expertise to fully understand complex policy wordings.

By outlining what constitutes unfair contractual terms, the Act allows consumers to challenge vague or ambiguous wording in their insurance policies. This is crucial in creating transparency and fairness in insurance agreements, ensuring that consumers are not subjected to misleading terms that could lead to significant financial loss.

The other options do not specifically address insurance policy wording or consumer protection within the context of insurance contracts. The Health and Safety at Work Act 1974 focuses primarily on workplace safety, while the Companies Act 2006 pertains to corporate governance. The Financial Services and Markets Act 2000 regulates financial markets and services but does not specifically control insurance policy wording in the same protective manner as the Consumer Rights Act.